Information Technology Advisory Services

In pursuit of its mission to promote a large number of sustainable livelihoods, BASIX initiated implementation of information technology solutions right from the inception. Information technology has been instrumental in increasing the outreach for institutions to serve a large number of poor households on sustainable basis. IT applications have been playing vital role in financial institutions in lowering the transaction cost, improving decision making and enhancing the overall operational effectiveness

BASIX has drawn vast experience from field since its inception in 1996 and started developing integrated solutions in 1997 which supports MFI’s. BASIX IT solutions has been instrumental in managing the in-house operations and proven to be worthy to support MFI’s and NGO’s and societies. Since then BASIX invoked supporting external institutions which are involved in livelihood promotion by providing the IT solutions to manage their operations

IT & MIS was setup with an objective to provide consulting and information technology solutions to external institutions to broaden and deepen the outreach, reduce the transaction cost, enhance the accuracy and flexibility of transactions related to banking, micro-finance and livelihood support services. This will enable MFI’s and banks to grow fast and broaden their scope of offering.


Unique features of IT & MIS consulting services

  • Conducts feasibility study and identifies the gaps of manual/legacy systems to automated systems
  • Preparation of Business Requirement Specification (BRS), System Requirement Specification (SRS), and Request For Proposal (RFP) documents
  • IT process documentations such as IT policy, business continuity process and disaster recovery system (DRS) etc.
  • Undertakes design, customization and development of applications as per the organizations requirements
  • Undertakes implementation of IT projects such as common service centres (CSC), Financial Inclusion etc.
  • Undertakes annual maintenance contracts and provides support to the institutions
  • Provides consultancy for selection and procurement of hardware and infrastructure

IT MIS Services

IT & MIS Consulting Offering



BASIX developed an ERP system with fully customized Financial Accounting and Management Information System called DELPHIX Nano to meet the client’s information, accounting and statutory requirements. The product is developed in collaboration of development partner M/s Sathguru Management Consultants.

DELPHIX Nano software caters to automation of requirements of medium to large scale Microfinance institutions. This product is developed on ERP concepts and uses Oracle 10g as database and developer 2K as form builder. DELPHIX Nano is user friendly comprehensive Micro-finance operational software featured with both standalone and web enabled multi user and multi function capabilities and can be loaded on any widows based network

DELPHIX Nano developed by highly experienced microfinance specialists and developers who are the pioneers of microfinance India. It is robust, scalable and highly configurable solution. This software built on high data security, fully controlled user access and automated month end and year end process

IT MIS Nano Modules

IT & MIS product-DELPHIX Nano Modules

Features of DELPHIX Nano

  • Supports all microfinance models such as Individual, JLG, Grameen and SHG including institutional lending
  • Multiple interest calculation methods such as flat and diminishing
  • Automated repayment schedule generation with EMI, EPI, Flexible and Bullet methods
  • Integrated loan, Financial accounting and Insurance modules
  • Integrated to credit bureau systems
  • All reports can be exported in to text, excel or Acrobat format

Banksoft Banksoft Brochure

BASIX in partnership with Processware Systems is presenting a core banking solution ‘Banksoft’ to support the functionality of co-operative banks and societies

Banksoft is a core banking solution designed, developed and implemented by team of software engineers and bankers. Banksoft has several modules to handle all functions of financial institution such a savings, credit, Insurance, Remittances, Clearing, shares, Locker, Suspense and borrowings etc and ability to operate in multiple currencies. Banksoft has been built on industry standard Microsoft SQL server and leading edge Dot Net technology to meet the security and scalability needs of financial institution. With its extensive features and functionality banksoft allows offering full range of products and services in an efficient and cost effective manner

Features of Banksoft

  • Comprehensive storage of customer information as per KYC norms
  • Electronic storage of photographs and signature of customers
  • Fully parameterized definition of products
  • One-click access to complete account information
  • Supports multiple currencies
  • Generation of statutory reports and audit logs
  • More than 300 in built reports including RBI and Income tax related reports

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Knowledge Base

Key Consulting Assignments

  • Successfully completed study, design, development, migration, implementation and training of IT/MIS  system for PNG Microfinance Ltd, Papua New Guinea
  • BASIX implemented Technology Assisted Financial Inclusion (TAFI) as Business Correspondent (BC) to AXIS Bank by utilizing the RFID (Radio Frequency Identification Technology) and Bio-metric devices. Transactions are conducted using Smart card, Mobile Phone and a portable printer
  • Developed Enterprise Resource Planning (ERP) software for MFIs with a relational database, which would permit integration of financial functions with operations, HRM and CRM. This software is called  “DELPHIX” and is implemented in BASIX group  finance company
  • Successfully implemented Banksoft software to support KBS Bank operations. The software has been customized to support all kinds of banking and microfinance operations
  • Automation of field operations through the use of Hand-Held Devices (HHDs) by Micro Service Assistants. This has been successfully implemented in KBS Bank to automate Samruddhi Daily Deposit collections and loan repayments for BSFL units
  • Implementation of Assets and Liabilities Management (ALM) systems in KBS Bank
  • Provided turnkey IT solutions to Indian institutions like Sarvodaya, ASSEFA, Mulakanoor Cooperative, RGVN, SIDUR and GUARDIAN etc

Upcoming projects

  • New web based product for Microinsurance named STEMS has been successfully implemented in BASIX, and now it is under process to explore its features to other Microinsurance agencies to automate their operations and online claim processes across the globe
  • A participatory finance product is under customization to fulfil the Islamic finance requirements and it serves Islamic finance business operations in an effective manner.
  • In addition to IT products and services, IT & MIS realized that, many finance organizations are still struggling to setup IT infrastructure and HR for their back office processes. Hence IT enables services (ITES) are planned from BASIX to serve the back office processes of finance organizations in a cost effective and centralized way. The background system and setup for this services are under process
  • A web based application is being initiated as an in-house development to serve business needs of Farmer Producer Organizations. This development is happening in coordination with SFSC India to strengthen Producer Companies operations


Our Associate companies

Sathguru was established by professionals in 1985 with a vision to provide world class management advisory services to several facets of enterprises in the private, Government, Non-Government and academic sectors. Over the years, sathguru has developed intense capabilities in several functional and specialty segments and have emerged as the chosen partner in several innovative and path breaking initiatives undertaken by various stakeholders across the world



BASIX Sub-K I Transactions Limited (Sub-K) provides residents of rural, urban and semi-urban areas with a mobile technology based transactional platform for access to digitized services. These could include Banking Services, Savings, NREGA and other Government Payments, Money Transfers, Utility Payments, Prepaid Mobile Top-ups and others, enabled through a network of Basic Convenience Outlets (BCO) operated by company agents.



Processware Systems Private Limited (an AS 9100 and ISO 9001:2008 company) is a leading solution provider in banking, manufacturing, education, and aerospace markets around the world. The company, set-up in 1989, focuses on enterprise products for the Indian market and product development services for overseas markets. Processware has been successful in bringing prudent business solutions through its innovative products for enterprises in India


IT Clients & Testimonials


Although we have around 100 successfull installation our financial products across the globe, following are few client mentions from India

  • Chaitanya Fin Corp, Bangalore
  • Society for integrated development in Urban and Rural Areas (SIDUR), Hyderabad
  • GUARDIAN, Trichy, Tamilnadu
  • CREATE, Lucknow


Following are few momorials that we recive from our clients

    • “We adopted DELPHIX Nano software when we started operations in October 2009.The web based software with its integrated operational and financial modules have been a critical component in our microfinance operations from day one.”
      Mr. Anand Rao
      Chief Executive officer and Founder
      Chaitanya Fin Corp, Bangalore
    • “DELPHIX Nano is cost effective and user friendly software for new developing Microfinance institutions and societies.”
      Ms. T. Nanda Vardhan, Secretary
      Society for integrated development in Urban and Rural Areas
    • “We used ‘FamisPlus’ from 2006 and now shifted to ‘DELPHIX Nano’. GUARDIAN believes that DELPHIX Nano would help in generating various reports, strengthens desk monitoring, pave way for developing different strategies to apply at unit level and well managed cash flow and fund management.”
      Mr. D. Paul Sathianathan
      Chief Executive Officer
      GUARDIAN, Trichy, Tamilnadu
    • “DELPHIX Nano is a user friendly, easy to understand and very comprehensive MFI software that supports professional and ethical financial system”
      Mr. Dayanand Tandan
      Chief Executive Officer
      CREATE, Lucknow



AdmirorGallery 4.5.0, author/s Vasiljevski & Kekeljevic.